Summary: tax and wealth planning webinar

Update following our recent tax and weath planning webinar

Working jointly with wealth manager Sanlam, Roffe Swayne recently hosted an online webinar to update clients on our thinking about the need to keep tax and wealth planning up to date and to take professional advice.

Not just COVID

In this awful world of COVID, it is easy to forget that there are many other issues out there which cause uncertainty – Brexit isn’t done (!), the US election, tensions with China and so on and so forth.

The world continues to change so regularly reviewing your affairs to plan for the future remains important.

It’s a complex world

Despite several attempts at “tax simplification” the word of financial planning is ever more complex. What is certain is that there is no “one size fits all” approach that is valid. It is vital to understand your own personal circumstances – which might include:

  • Attitude to risk
  • Age and health
  • Family/dependents
  • Liquidity/other assets
  • Timescales – such as upcoming commitments or need for cash
  • Taste – such as attitude to Ethical and Social Investing (ESG) as an example

Added to this – as just one example of complexity – there is a confusing variety of tax wrappers that one might use – but each of which has its own set of rules and comes with opportunities but also risks or issues. So a shortened list of tax wrappers (others are available), might include – pensions, ISAs, VCTs, EIS, SEIS, IHT schemes, ER relief & so on and so forth!!

So take some advice – but you’ve probably got some time


If you’ve worked and saved hard & accumulated some wealth, it is important to you. What you might want to do with that wealth is up to you – but in a world of change, doing as much as you can to look ahead & try to control your own affairs is worthwhile. However, with all the complexity its really important to get some professional advice.

With the cancellation of the autumn budget, there is likely some time before any more major changes to UK legislation. So you may well have time to consider if you need to do anything – but the earlier advice is taken, the more time it is likely that you’ll have to think.

For more information

For more information on tax and wealth planning, please contact:
Chris Boulet, or call us on:

01483 416232